ACA

[Au165]

(04-17-2019, 11:58 AM)Devils Advocate Wrote: Premiums aren’t the only thing that’s went up 10%. Wages are down § costs are up across the board. So people are struggling, like it or not and no, I’m not exaggerating anything. YOU are understating how dire the situation is for many people.

Wages aren't down, the average wage index puts us up 11% between 2013 and 2017. Unemployment is also down nearly 5% since 2013.

Some people are struggling, but you said things such as most and majority which is false. You are talking with emotions and anecdotal evidence but have yet to actually back up your hyperbolic statement.

[Devils Advocate]

(04-17-2019, 12:12 PM)Au165 Wrote: Wages aren't down, the average wage index puts us up 11% between 2013 and 2017. Unemployment is also down nearly 5% since 2013.

Some people are struggling, but you said things such as most and majority which is false. You are talking with emotions and anecdotal evidence but have yet to actually back up your hyperbolic statement.

Stats are like bikinis. They show everything but nothing at all. Wages are at best stagnate, while the cost of living rises. Unemployment stats are misleading.

Lol. Some people are struggling?

Mind if I ask what you do for a living ... white collar or blue collar? Married ... kids?

[Au165]

(04-17-2019, 12:15 PM)Devils Advocate Wrote: Stats are like bikinis. They show everything but nothing at all. Wages are at best stagnate, while the cost of living rises. Unemployment stats are misleading.

Lol. Some people are struggling?

Mind if I ask what you do for a living ... white collar or blue collar? Married ... kids?

...you have provided nothing but anecdotal stories and such. You can hate stats but they are more objective than you who obviously based on your talk of trying to avoid paying the penalty have more of an emotional stake in this. I can empathize that your specific situation may be tough, but I look at this from a macro level and the cost of healthcare will only continue to sky rocket if medical debt gets written off at the rate it does.

I am white collar married with a child. I grew up with parents who were blue collar married with four kids. We grew up poor, but we always had health insurance because my parents felt strongly that our debts were our debts and so it was important we were insulated from potential life altering debts such as large medical bills. 

[Devils Advocate]

I’m providing information from my everyday life § the people I come in contact with ... the real world.

Messing with my money is like messing with my emotions so you’re god damn right I have an emotional stake in this. I make $20 per hour § can’t afford shit!! I have a small savings § no debt § pay my bills on time yet here I am trying to cut a corner to get ahead. It’s all I can do!

[Au165]

(04-17-2019, 12:30 PM)Devils Advocate Wrote: I’m providing information from my everyday life § the people I come in contact with ... the real world.

Messing with my money is like messing with my emotions so you’re  god damn right I have an emotional stake in this. I make $20 per hour § can’t afford shit!! I have a small savings § no debt § pay my bills on time yet here I am trying to cut a corner to get ahead. It’s all I can do!

I don't know if you are getting full time hours but if you are you're not doing horrible for yourself on paper. If you'd like you can DM me and I can help look at your finances and see if there is anything you could do to make life easier. I don't mean that in a dick way either just trying to help because it does appear to be causing you a lot of stress. If not I know the personal finance Reddit is a really good place for suggestions and such. 

[Vas Deferens]

(04-17-2019, 12:38 PM)Au165 Wrote: I don't know if you are getting full time hours but if you are you're not doing horrible for yourself on paper. If you'd like you can DM me and I can help look at your finances and see if there is anything you could do to make life easier. I don't mean that in a dick way either just trying to help because it does appear to be causing you a lot of stress. If not I know the personal finance Reddit is a really good place for suggestions and such. 

[Devils Advocate]

(04-17-2019, 12:38 PM)Au165 Wrote: I don't know if you are getting full time hours but if you are you're not doing horrible for yourself on paper. If you'd like you can DM me and I can help look at your finances and see if there is anything you could do to make life easier. I don't mean that in a dick way either just trying to help because it does appear to be causing you a lot of stress. If not I know the personal finance Reddit is a really good place for suggestions and such. 

(04-17-2019, 12:56 PM)Vas Deferens Wrote:

I’ve been a subscriber of that sub for some time. Lots of useful information, no doubt.

[Vas Deferens]

(04-17-2019, 04:25 PM)Devils Advocate Wrote: I’ve been a subscriber of that sub for some time. Lots of useful information, no doubt.

Agreed. Not a source I would necessarily value and certainly wouldn’t have sought out. But I’ve come across quite a few items that I’ve put into practice over the years. Highly suggest it.

[JustWinBaby]

You ever wonder why "medicare for all" is a federal issue and not a state issue? If California wants medicare for all, why can't California just do that? Why do they have to make Nevada subjugate to the same policy? What is stopping California from providing health insurance for all?

Spoiler alert: It's because they know taxes can't pay for it. The only way to fund it is with a federal govt that can just print money. Which is, by the way, an implicit and regressive hidden tax.

Seriously. Ask yourself why liberals must keep doing an end-around state governments. I'll leave that as homework....

[GMDino]

(04-19-2019, 03:11 AM)JustWinBaby Wrote: You ever wonder why "medicare for all" is a federal issue and not a state issue?  If California wants medicare for all, why can't California just do that?  Why do they have to make Nevada subjugate to the same policy?  What is stopping California from providing health insurance for all?

Spoiler alert: It's because they know taxes can't pay for it.  The only way to fund it is with a federal govt that can just print money.  Which is, by the way, an implicit and regressive hidden tax.

Seriously.  Ask yourself why liberals must keep doing an end-around state governments.  I'll leave that as homework....

medicare is a federal program.  The more people paying in the easier to run as one program than 50 different ones (much like we have now).

Yes it will be expensive, no it will not cost you more.  You are already paying for a plan that then makes you pay for the services anyway.

[Benton]

(04-19-2019, 03:11 AM)JustWinBaby Wrote: You ever wonder why "medicare for all" is a federal issue and not a state issue?  If California wants medicare for all, why can't California just do that?  Why do they have to make Nevada subjugate to the same policy?  What is stopping California from providing health insurance for all?

Spoiler alert: It's because they know taxes can't pay for it.  The only way to fund it is with a federal govt that can just print money.  Which is, by the way, an implicit and regressive hidden tax.

Seriously.  Ask yourself why liberals must keep doing an end-around state governments.  I'll leave that as homework....

Medicare is federal. A lot of the requirements for healthcare are federal. 

Could a state implement some form of 'healtcare for all' plan? Sure. But one of the biggest obstacles is going to be conflicting federal regulations, and state laws.

Where I live, most high level procedures go to Vanderbilt in Tennessee or Jewish in STL. If Kentucky implement ented some kind of plan and ... To keep cost low... Said providers had to negotiate drug or procedure costs, other states would tell them to go regulate themselves. 

As the industry is now, Medicare for all won't work. Most people familiar with it know that. But it can work fairly easily, it's just those profiting off it are making sure words like "negotiation" and "cost control" are synonymous with socialism and all things bad.