06-20-2022, 03:10 PM
(06-20-2022, 02:55 PM)ochocincos Wrote: While I agree with that to an extent (like if you want a yacht, Mercedes, going to a sporting event, or whatever), I don't think it should be that way for basic needs like food, water, shelter, basic utilities, education, etc.
Someone should not have to work 50+ hours a week just to survive.
There's (much) more to life than work.
I assume if you see someone in need, you think they should just "pull themselves up by their bootstraps," eh?
For the record, I don't have my stance for my own sake. I don't need anything. I was $80k in debt from college and have it nearly paid off. I live in a nice house. On the verge of buying a boat. I did all of that when literally starting my first job out of college overdrafting my bank account and running on fumes until I finally got my first paycheck.
But I also acknowledge that housing costs are insane now. It's not realistic to think someone who doesn't already own a house will be able to save up 20% of a $300k+ home for 10+ years (if ever for some people). You're talking someone saving up $60k just for a down payment. Most of the population doesn't have that amount saved up. If you're renting, many places cost $1000+ a month now. You're not going to be able to afford that if you don't make $50k+ and have a few hundred bucks a month debt you have to pay. Add in a potential car payment on top of that.
People shouldn't have to sacrifice years of their lives just to get by.
there's nothing wrong with working 50 hours a week if you want to earn a 50 hour a week paycheck and afford 50 hour a week things. you do what you have to do. this isn't a mean idea. it's a common sense one.
i will help someone if i know they're willing work and just need a little help here or there. if they're lazy and don't want to work, sorry i'm not their social safety net. like with owning a house like you mentioned.
if you can't afford one now, keep saving. work extra jobs if you have to. sell stuff and put the money in the bank. if you're willing to sacrifice then it's achievable. we have to stop with this idea of things should come easy or without any struggle.
i'm a landlord. i have 12 properties. i have costs associated with those. i can't just discount the rent and take the hit myself because people think rent should be lower. we have to adjust for many factors and that gets passed onto the rentors. it's just the reality. if you can't afford 1000 dollar rent, then don't move into a 1000 dollar property.
