08-11-2023, 01:40 PM
(08-11-2023, 01:31 AM)pally Wrote: I use a credit card for everything. I do it for the rewards. Now I pay off that bill every single month but for reporting purposes I carry debt. I’m not alone in this. In the increasingly cashless and checkless society people are using credit cards. Many like me it off every month
I think I'm misreading your post. You pay off your bill every month but carry debt? So, are you carrying a small balance on your card? I too pay off my cards every month and have thankfully been fortunate to do so. But if I'm right in what your saying, what would be the benefit of keeping a balance? I understand on a loan or something, but a card?
![[Image: 4CV0TeR.png]](https://i.imgur.com/4CV0TeR.png)
