One question

[Mike M (the other one)]

(09-02-2023, 04:56 PM)Crazyjdawg Wrote: Well, first it's kind of two issues. You are talking about people buying homes, which is tangentially related to homelessness, but is far from the first wall to get over in this discussion.

Before we can talk about how to get more people to afford homes for purchase, we need to address getting them housing at all. I go into it in my post above yours about subsidized housing as a means of getting homeless people into affordable shelter that allows them to work, live life and, hopefully, begin to save money.

After that hurdle is crossed, we could tackle the housing market at large for purchasing homes. This is an issue of inflation and wages, which ties into corporate profits and tax collection. Simply put, people don't make enough money for the labor they are providing and that difference is being taken by nameless, faceless corporations that have institutionally supported barriers erected between them and accountability. Solving that problem is...I mean...that's a monumental task. If I had a solution for that, I'd probably be President right now.

In 2015, my brother bought a 3 bedroom home in Anderson, about 1300 square feet (not counting his basement), for about $110,000. His monthly mortgage is under 500 dollars per month. At the time, he was making about 50,000 dollars per year and he saved most of it.

I don't understand how that disappeared in 8 years. I'd have to investigate what is going on in that regard before I could properly assess what solution to implement.

My initial estimation is that it is likely lack of supply that is driving the prices up. So building more homes would be the place I'd likely start.

Actually the housing part isn't for the homeless directly, it's more for those in poverty and how to help them stabliize. 
if we can get as many as possible into affordable homes, and the demand is still strong for more then yea, start building more. 

It's all tricky and dynamic. Not a fan of gov oversight, but sometimes it's necessary to prevent abuse.