ACA/Obamacare Repeal/Replace Drama

[Belsnickel]

(03-14-2017, 02:09 PM)oncemoreuntothejimbreech Wrote: Employers typically pay 50% of the insurance premium on your behalf.  For example, you pay $400 per month in premiums and your employer pays the same.  An individual might pay $800 or more for the same policy on the individual market.  Employers offer medical insurance as part of an overall compensation package to attract the best candidates for the job. 

Approximately 50% of the US is covered by employer sponsored health insurance. Another 30% approximately through Medicare and Medicaid.  That leaves roughly 20 percent.  The majority of that 20% are the working poor; Americans who work blue collar jobs which don't offer health insurance, not Welfare Queens or illegal immigrants as implied.

The politicians need to do a much better job serving those Americans.  When they do, it will benefit the rest of us.  Not just the those earning $250,000 or more who get a tax break with the proposed plan who are already able to afford executive health insurance plans.

What's interesting is that we are going to see that 20% grow. This is a result of the gig economy and its growth in our country. Uber and Lyft are just two examples, but our economy is seeing a growing number of what I would call 1099 workers. These folks aren't going to get benefits from their employers. They are contractors and are considered to be self-employed for the most part. This segment is growing, and is expected to continue to grow, as millennials tend to prefer the freedom that comes along with it.