12-28-2018, 05:02 PM
(12-28-2018, 01:14 PM)fredtoast Wrote: To claim you "lose nothing" when your portfolio drops by $100K is absurd.
You lose nothing unless you sell at that point. If 10 years from now you retire and the portfolio is now worth 700k when you start taking your distributions, you still realized gain overall. The temporary drop was only on paper.