12-28-2018, 05:14 PM
(12-28-2018, 05:02 PM)Beaker Wrote: You lose nothing unless you sell at that point. If 10 years from now you retire and the portfolio is now worth 700k when you start taking your distributions, you still realized gain overall. The temporary drop was only on paper.
Exactly. That is why people want to sell before a major drop. I don't know what you are trying to say.
We both have a $500K portfolio with $100K in gains. I foresee a market drop and sell. I now have $500K. You sit on yours and lose your $100K in gains. You now have $100K less than me. I don't know why saying "it is only on paper" makes any difference at all.
