07-29-2022, 03:22 PM
(07-29-2022, 01:01 PM)HarleyDog Wrote: The reason people try to avoid using insurance is because they don't want their rates going up. Also, too many claims (big or small) will lead them to drop you. And by too many, 2-3 is too many within a 3yr period for many insurance companies.
I checked with our insurance lady and she said it would cover replacing the windshield but we would have to cover the deductible. Safelite is giving me an estimate of $1200. I could get the basic windshield I guess, but that makes the other technology I paid for useless. What's the point in that?
Is it covered under "collision" or "comprehensive". I don't believe a claim on the comprehensive coverage has as much effect on your rates. If you have not had a claim in a while I don't think one claim of any type will cause your rates to rise.
But I am far from an insurance expert.
