America First=Seccession

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(02-23-2023, 07:22 PM)samhain Wrote: I will be in a similar situation in 20 years if I'm lucky enough to live that long.  My employer plan is top notch, but we go to medicare at 65 whether we're still in their employ or retired.  

Most of the retirees I talk to that I've worked with feel the need to buy supplemental coverage once Medicare kicks in.  I know very little about medicare, but I was under the impression that medicare alone wasn't sufficient coverage.

The prospect scares the shit out of me, frankly.  It's a major reason that I try my best to stay in shape and avoid major medical needs as long as possible.

I retired at 58.  I had good enough insurance with my company but lost it when I did.  I had to go to COBRA, no choice, and got similar coverage, but COBRA is only for a limited time.  At that point I received a letter to find my own insurance company and I'm with Anthem now.  At 65 I will go to medicare and I hear that is much cheaper.  But you're right, at that point I will have to purchase supplemental insurance.  You almost have to get supplemental at that age.