08-18-2021, 02:00 PM
(08-18-2021, 12:56 PM)Wes Mantooth Wrote: I don't understand how some of you don't at least have check/debit cards. I kinda get not wanting a credit card but how do you not have a check card?
I thought every bank issued them with a checking account, and have been for years and years and years. They work exactly like a credit card except you're not borrowing, you're taking money from your account.
I can't imagine not having a card of any kind. You can't buy anything online, you can't sign up for things like Netflix, etc. I don't think I could survive without one.
Also surprising to me. And I don't like to even carry my debit/check card unless I need to (extremely rarely) take cash out of an ATM. Theft/fraud are a lot easier to manage with a credit card company vs money coming straight out of your account (or wallet). If you pay off the balance every month and don't treat a credit card like an endless supply of money, I don't see a single negative to using plastic. I'm in the camp of paying for something with cash maybe once a year, maybe. And with cash back rewards, or airline/hotel points, the amount of return for paying for things I have to buy anyway with a credit card feels like a win to me!
If anything, this change should speed up transaction times quite a bit. Handling money takes a while. It's also a nice cost-cutting measure by the Bengals, who now don't have to deal with cash in the stadium.