Car windshield replacement.

[HarleyDog]

Wife and I were coming home and a truck kicked a rock up from the interstate and hit my windshield. I heard it, but didn’t see any cracks. We stopped at Red Robin (first time I’ve ever been and I loved the food) to get a bite to eat. Had a nice meal and when we came out, there was about a 12 inch crack from the bottom left driver side straight through my field of view.

My wife suggested we report it to insurance but I told her it would probably just make our insurance go up. Our deductible is $500, so it wouldn’t be worth it imo. Guess I will just have to pay out of pocket unless anyone might have some suggestions from experience.

I don’t think it’s repairable once it cracks so I’m kinda screwed there I think. Anyway, looking for advice.