07-26-2016, 01:53 PM
(07-26-2016, 01:48 PM)CINwillWIN Wrote: I had to Google it...
I actually first heard the term last year from my 60 something insurance agent. It's real. It's here. And now it's upsetting our members.
Some say you can place your ear next to his, and hear the ocean ....
![[Image: 6QSgU8D.gif?1]](https://i.imgur.com/6QSgU8D.gif?1)
