Hobson - only $15 million of cap to work with?

[*ochocincos*]

(02-28-2017, 05:20 PM)oncemoreuntothejimbreech Wrote: But, I'm not paying it out.  I'm rolling it over to not pay it out again next year.

Yes, I understand that. Essentially the Bengals are you paying the insurance. This money is allocated to cover unplanned expenses. But if those expenses never come, it's essentially "lost".
In the case of insurance, the money goes into the pockets of the insurance companies.
In the case of the Bengals, it goes right back into the pockets of the Bengals organization but still never spent.

Maybe a better example is throwing money into some kind of fund like a health savings account. It's there for when you need it. But if it's never deemed as "needed", you don't typically pull it out. You just carry it over to the next year just in case it's needed then.