08-21-2020, 08:20 AM
(08-20-2020, 06:48 PM)Wes Mantooth Wrote: I'm actually quoting this twice. I'm sorry, but this is the most ignorant statement, that I've seen made far too often.
Can I come to your house and break your windows, maybe light your garage on fire, and flood your basement? Do you care if I hotwire your car and go crash into a telephone poll?
No big deal, right? Insurance will cover it.
It's all good. Don't sweat that deductable. Don't worry about rate increases. Insurance is just going to cover all of these costs, where no one has to worry at all. It's free money. No one is really finanically harmed other than these enormous insurances companies.
Give me a freaking break, dude. I know you're smarter than this.
That statement drives me nuts as well. We here that phrase a lot here with the BS going on in Louisville. Just about every interview with the "protestors" they make the pioint they should be able to damage other people's property because "it's covered by insurance." These people are totally ignorant of how insurance works, and that all of our premiums we pay for policies are based off of other people's losses. Sometimes I wonder how people remember to breath.