If the playoffs started today ..... Updated

[ItsOdellThurman]

To be fair, look at the opponents for those teams.

Chargers losses (Bengals 6-0, Vikings 4-2, Steelers 4-3, Packers 6-0, Raiders 3-3) = 23-8
Chiefs losses (Broncos 6-0, Packers 6-0, Bengals 6-0, Bears 2-4, Vikings 4-2) = 24-6
Raiders losses (Bengals 6-0, Bears 2-4, Broncos 6-0) = 14-4
Ravens losses (Broncos 6-0, Raiders 3-3, Bengals 6-0, Browns 2-5, 49ers 2-5) = 19-13

Those teams are all better than their records.  Although the Ravens clearly aren't good and aren't going to improve much.