12-24-2016, 12:03 PM
(12-23-2016, 07:02 PM)Dill Wrote: Before Obamacare, free market competition meant profiling patients either to reject coverage or to charge them higher premiums for pre-existing conditions--and then fighting payment whenever and as long as possible. Even if you eventually have to pay, a number of people will give up.
They still profile patients with biometric screening. Except instead of charging those individual more, they charge everyone more, make everyone jump through hoops, and offer "discounts" to those qualify. Very shrewd.
They still fight or delay payment. Especially on the reimbursement side. That's why we have an additional level of bureaucracy due to the provider's billing department trying to get paid by the insurance company for the work they do and the insurance company's billing department trying to nickel and dime them to death. Plus billing fraud is a much bigger problem than I could have imagined.
