08-10-2015, 07:41 PM
(08-10-2015, 07:25 PM)StLucieBengal Wrote: I have always wondered if we could drop all insurance except catastrophic. Then just pay per use.
I paid over $4000 to insure my daughter and I last year.
I took one visit to the doctor (checkup) and my daughter took two (checkup and one sick visit). Each visit cost me a $25 copay.
So I shelled out $4075 for three routine doctor visits.
If we got insurance companies out of the way, and say my doctor charged me $100 for each routine visit, plus call it $100 per month for a catastrophic plan for my daughter and I, that would be $1500 per year in costs compared to $4075.