08-10-2015, 09:42 PM
(08-10-2015, 09:35 PM)jakefromstatefarm Wrote: How much money do you think insurance companies would save when they're not shelling out a couple of hundred bucks every time someone goes in for a routine visit or for the doctor to prescribe some antibiotics?
You're only looking at one side of the equation (what they would lose in premiums) and ignoring the other (what they would save in payments).
In my scenario, people would essentially be buying health insurance for the same reason they purchase life insurance...protecting against the catastrophic. People buy insurance now largely for the "savings" that they believe they are getting on lower co-pays for visits and cheaper meds.
Nobody is getting "uppidity" here either. If I come across that way, I'd say it's because my posting style is pretty much the same as I am in real-life. I'm a cut to the chase, no-nonsense type of guy.
I'm not the type to get worked up on the internet.
My apologies. I started out attempting to give you sincere answers, then got you confused with someone else.
The thing is, if you look for them, there ARE doctors who will do good service, for a very reasonable cash price. I used to be self-employed, with no insurance coverage. I was able to find a doctor with reduced rates for cash paying customers, with relative ease.
Where it usually caught up was with the cost of the prescriptions, unless it was something treated by a low cost generic.
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