ACA

[Dill]

(03-29-2019, 01:37 PM)Devils Advocate Wrote: I was all for healthcare reform. But the ACA has been a disaster in my opinion. Im glad the penalty has been repealed. I can now opt out of the crummy insurance offered to me through my work (im sure most is similar) and save that money myself to pay cash for any medical expenses coming my way. Haven’t used my health benifits § with any luck I won’t need them in the near future. Kinda scary but that’s what I’m doing. Im 45 years old so this is quite a risk (if I listen to all the talking heads) but im willing to take it until I’m 50 § opt back in.

I wish I woulda thought of this sooner. Although I’d claim I had insurance, the penalty is worth the overall savings.

Not a disaster for all those people with pre-existing conditions.

If you are really setting money aside, how is that different from paying insurance--just without the advantage of covering expenses beyond what you've saved?

Who will pay for your risk taking if you are in a car accident and require extensive, emergency surgery and long-term convalescence?