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(02-11-2024, 05:38 PM)Sociopathicsteelerfan Wrote: I've seen this on Twitter several times. It just displays such a fundamental lack of understanding of how your credit rating works. Was the car your only debt? How fast did you pay it off? Do you have equity in a home? How long have you had your oldest line of credit (I have an credit account from my late teens/early twenties with a ridiculous, variable, APR that I only keep for this reason). If you understand how your FICO score actually works it's not hard to improve it and keep it higher.
You mean I just screwed up my credit by paying off my car loan 3 years early?!!
Well damn there goes my perfect score
Just joking here…I know it made far more sense, for me, to pay off the car than to worry about a temporary hit on my credit score. It will recover besides it will remain excellent
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Get a load of the tantrum in the replies.
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(02-16-2024, 09:09 AM)StoneTheCrow Wrote:
JUMP! JUMP!
Fake news.
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(02-16-2024, 11:27 AM)StoneTheCrow Wrote: That last sentence on the top tweet though
To be truthful, that's why I shared that particular tweet. It certainly didn't come from someone who LIKES her.
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