I'm Pro Choice

[Mike M (the other one)]

(06-13-2019, 02:07 PM)Vas Deferens Wrote: Not always the case.  Really depends on the specific policy, but many have a 2 year suicide clause where payouts will not occur if the suicide takes place within 2 years of the origination, but are eligible after that.  



Its really a mute point.  If someone is in that dire of states, they were probably going to die 'naturally' sometime in the near future.  If they were eligible for a policy payout in natural death, it could be argued the manner in which they cease living is without consequence.  

Correct, once past the contestability stage, most policies will pay out even if self suicide or physician assisted suicide. Under 2 years and they will investigate every detail of the application and make sure you weren't lying about anything and if you did then they will deny or pay less depending on the lie. If no lies, then it's still possible to get the full payout.

It's Medical insurance that won't always cover when it's self inflicted harm.

At least that's my understanding of it