02-11-2024, 05:38 PM
(02-11-2024, 05:23 PM)GMDino Wrote:
![[Image: 425308227_888248350013832_13726077904207...e=65CE1C02]](https://scontent-lga3-2.xx.fbcdn.net/v/t39.30808-6/425308227_888248350013832_1372607790420757543_n.jpg?_nc_cat=109&ccb=1-7&_nc_sid=3635dc&_nc_ohc=AjM65tKJeeUAX_jwZqG&_nc_ht=scontent-lga3-2.xx&oh=00_AfC6jKfgxBu7LbeFYh-89-OFtZQizs1_jN3b3Yvyj8WN3g&oe=65CE1C02)
I've seen this on Twitter several times. It just displays such a fundamental lack of understanding of how your credit rating works. Was the car your only debt? How fast did you pay it off? Do you have equity in a home? How long have you had your oldest line of credit (I have an credit account from my late teens/early twenties with a ridiculous, variable, APR that I only keep for this reason). If you understand how your FICO score actually works it's not hard to improve it and keep it higher.
