Trump: 'My employees are having a tremendous problem with Obamacare'

[oncemoreuntothejimbreech]

http://www.cnn.com/2016/10/25/politics/trump-obamacare-employees/

Quote:Doral, Florida (CNN) Donald Trump claimed Tuesday during an event with staff at his resort here that his employees are having issues with Obamacare -- an account contradicted by his property's general manager -- amid the news that President Barack Obama's signature health care legislation is facing soaring premiums.

"I can say that all of my employees are having a tremendous problem with Obamacare," Trump said. "What they're going through with their health care is horrible because of Obamacare, so we'll repeal it and replace it."


The Republican presidential nominee's comments come one day after a government report revealed premiums are set to rise an average of 22% for the benchmark silver place in 2017. The benchmark Obamacare plan will cost an average of $296 a month next year.

Trump's comments sparked questions about whether his employees receive insurance through the health insurance exchanges set up under Obama's signature law, which would mean he does not offer private health insurance to those employees.

Asked by a reporter after the event whether his employees have health care coverage through Obamacare, Trump replied: "Some of them. Most of them, no."

Clarifying Trump's remarks, the general manager of Trump's property in Doral, David Feder, said "99% of our employees are insured through our hotel."

"Over 90%, without a doubt," he added.

So is Trump a liar or just grossly misinformed about his own business? 

[SunsetBengal]

Anyway you look at it, every plan has to be ACA compliant. Each year, the number of insurance companies that are willing to offer coverage is decreasing, and the rates they charge for coverage is increasing. For example, my wife and I are lucky, we both enjoy good coverage provided to us by our employers at no out of pocket expense. However, it cost her almost double in copays for care and prescriptions as it does for myself, as we are insured by different carriers. Thank goodness we no longer need to carry a family plan. A man that I work with has to pay the difference between single coverage and the total cost of the family plan, his out of pocket is over $1200/mo. before any deductibles and copays. That may not sound like much to people making six figure salaries, but this particular guy is salaries at around 50K base, and might get to 60K with overtime..

[oncemoreuntothejimbreech]

(10-26-2016, 08:05 PM)SunsetBengal Wrote: Anyway you look at it, every plan has to be ACA compliant.  Each year, the number of insurance companies that are willing to offer coverage is decreasing, and the rates they charge for coverage is increasing.  For example, my wife and I are lucky, we both enjoy good coverage provided to us by our employers at no out of pocket expense.  However, it cost her almost double in copays for care and prescriptions as it does for myself, as we are insured by different carriers.  Thank goodness we no longer need to carry a family plan.  A man that I work with has to pay the difference between single coverage and the total cost of the family plan, his out of pocket is over $1200/mo.  before any deductibles and copays.  That may not sound like much to people making six figure salaries, but this particular guy is salaries at around 50K base, and might get to 60K with overtime..

ACA compliant means health insurance companies can't deny coverage for pre-existing conditions, no lifetime caps, must provide coverage for qualifying individuals up to age 26, etc. 

The insurance companies come up with the prices by and large.  The price differences you and your wife experience is because your company negotiated a better deal than your wife's company or the group of people who negotiated on behalf of your wife's company did a poor job of negotiating with the health insurance companies.  Employer sponsored health care plans typically involve splitting the cost between the employer and the employee.  Employers have systematically decreased their percentage while shifting more of the cost onto the employee.  Employers typically contribute a smaller percentage to family plans compared to individual coverage which forces families to do what you and your wife have done; pay for individual coverage through two different employers.  This tactic reduces the cost to the employer.  This BS has nothing to do with Obamacare.

Everything you are complaining about, which are legitimate complaints, were happening long before Obamacare.  Your complaints are the results of the health insurance companies, the health care industry, and private businesses trying to turn a profit.  Capitalism.

The company I work for announced our health insurance premiums will decrease for the third year in a row.  That isn't the result of Obamacare, either.  It is a direct result of the company increasing their negotiating leverage with health insurance companies to secure better rates.

PS Why is your wife lucky she pays twice as much as you in copays and for prescriptions?

[Vas Deferens]

(10-26-2016, 08:05 PM)SunsetBengal Wrote: Anyway you look at it, every plan has to be ACA compliant.  Each year, the number of insurance companies that are willing to offer coverage is decreasing, and the rates they charge for coverage is increasing.  For example, my wife and I are lucky, we both enjoy good coverage provided to us by our employers at no out of pocket expense.  However, it cost her almost double in copays for care and prescriptions as it does for myself, as we are insured by different carriers.  Thank goodness we no longer need to carry a family plan.  A man that I work with has to pay the difference between single coverage and the total cost of the family plan, his out of pocket is over $1200/mo.  before any deductibles and copays.  That may not sound like much to people making six figure salaries, but this particular guy is salaries at around 50K base, and might get to 60K with overtime..

Must be nice.  Let the rest of those poor ***** we didnt allow to be aborted to suffer bigly.

[*bfine32*]

So if you get insurance through your Company you are not affected by ACA?

[fredtoast]

(10-26-2016, 09:19 PM)bfine32 Wrote: So if you get insurance through your Company you are not affected by ACA?

How do you think Trump's employees were harmed by the ACA?

[*bfine32*]

(10-26-2016, 09:42 PM)fredtoast Wrote: How do you think Trump's employees were harmed by the ACA?

Let's try something new....

You answer the question first

[GMDino]

We have a family plan through my wife's work and this year our premium stayed the same and our deductible went down.

[SunsetBengal]

(10-26-2016, 08:27 PM)oncemoreuntothejimbreech Wrote: ACA compliant means health insurance companies can't deny coverage for pre-existing conditions, no lifetime caps, must provide coverage for qualifying individuals up to age 26, etc. 

The insurance companies come up with the prices by and large.  The price differences you and your wife experience is because your company negotiated a better deal than your wife's company or the group of people who negotiated on behalf of your wife's company did a poor job of negotiating with the health insurance companies.  Employer sponsored health care plans typically involve splitting the cost between the employer and the employee.  Employers have systematically decreased their percentage while shifting more of the cost onto the employee.  Employers typically contribute a smaller percentage to family plans compared to individual coverage which forces families to do what you and your wife have done; pay for individual coverage through two different employers.  This tactic reduces the cost to the employer.  This BS has nothing to do with Obamacare.

Everything you are complaining about, which are legitimate complaints, were happening long before Obamacare.  Your complaints are the results of the health insurance companies, the health care industry, and private businesses trying to turn a profit.  Capitalism.

The company I work for announced our health insurance premiums will decrease for the third year in a row.  That isn't the result of Obamacare, either.  It is a direct result of the company increasing their negotiating leverage with health insurance companies to secure better rates.

PS Why is your wife lucky she pays twice as much as you in copays and for prescriptions?

That is odd that you state that my company negotiated a better deal than my wife's company.  Seeing as I work for a company with a total payroll of around 80 employees, and she works for the State of North Carolina...

[SunsetBengal]

(10-26-2016, 08:34 PM)Vas Deferens Wrote: Must be nice.  Let the rest of those poor ***** we didnt allow to be aborted to suffer bigly.

Our premiums are covered.  We are still responsible for copays and the dreaded deductible...

[oncemoreuntothejimbreech]

(10-26-2016, 09:19 PM)bfine32 Wrote: So if you get insurance through your Company you are not affected by ACA?

Yes, I am affected by the ACA. No lifetime caps. Can't be denied coverage due to pre-existing conditions. Would you call that a "tremendous problem"?

[fredtoast]

(10-26-2016, 09:43 PM)bfine32 Wrote: Let's try something new....

You answer the question first

No.  You answer my question.

[*bfine32*]

Too funny folks here are applauding the merits of the ACA; while the almost unanimous opinion is that it is a disaster. Even Hills says it needs to be "fixed".

If a business owner states his employees have been affected negatively by the ACA, I don't have any reason to call him or her a liar, as I have heard it from multiple sources; but that's just me.

[oncemoreuntothejimbreech]

(10-26-2016, 10:10 PM)SunsetBengal Wrote: That is odd that you state that my company negotiated a better deal than my wife's company.  Seeing as I work for a company with a total payroll of around 80 employees, and she works for the State of North Carolina...

And what did I write after "or"?

Your wife pays almost double than you in copays and prescriptions. Does that sound like a better deal? Although that is only a small portion of the plan. Her company may be paying a smaller premium resulting in higher copays. Her network may be larger than your's meaning she pays less out of pocket for specialty care whereas you might have to pay out of network prices to see the same specialist. 

You never bothered to answer if Trump is a liar or misinformed. 

[*bfine32*]

(10-26-2016, 10:36 PM)fredtoast Wrote: No.  You answer my question.

I didn't think you would be in favor of the new format.

[oncemoreuntothejimbreech]

(10-26-2016, 10:39 PM)bfine32 Wrote: Too funny folks here are applauding the merits of the ACA; while the almost unanimous opinion is that it is a disaster. Even Hills says it needs to be "fixed".

If a business owner states his employees have been affected negatively by the ACA, I don't have any reason to call him or her a liar, as I have heard it from multiple sources;  but that's just me.

What is funny is no one has applauded the merits of the ACA. 

I asked a question. 

Have you had a tremendous problem with ACA?  

I haven't. I haven't had a problem with Cigna, United Healthcare, Kaiser Permanente, or any other health care insurance plan that I don't have.

[*bfine32*]

(10-26-2016, 10:47 PM)oncemoreuntothejimbreech Wrote: What is funny is no one has applauded the merits of the ACA. 

I asked a question. 

Have you had a tremendous problem with ACA?  

I haven't. I haven't had a problem with Cigna, United Healthcare, Kaiser Permanente, or any other health care insurance plan that I don't have.

I have not' outside of a slight increase in premiums (20ish%), but I don't work for Trump or have any idea of the plans his employees are offered;  apparently you do.

[oncemoreuntothejimbreech]

(10-26-2016, 10:50 PM)bfine32 Wrote: I have not' outside of a slight increase in premiums (20ish%), but I don't work for Trump or have any idea of the plans his employees are offered;  apparently you do.

Do you have a tremendous problem with a home owner's insurance policy you don't have?

Do you have a tremendous problem with a renter's insurance policy you don't have?

Do you have a tremendous problem with an automobile insurance policy you don't have?

Do you have a tremendous problem with any insurance policy for anything you don't have?

[*bfine32*]

(10-27-2016, 12:28 AM)oncemoreuntothejimbreech Wrote: Do you have a tremendous problem with a home owner's insurance policy you don't have?

Do you have a tremendous problem with a renter's insurance policy you don't have?

Do you have a tremendous problem with an automobile insurance policy you don't have?

Do you have a tremendous problem with any insurance policy for anything you don't have?

I do not have a problem (tremendous or otherwise) with any of those. But to suggest that those (and their employers) who are experiencing an increase in premiums and a decrease in coverage to cover the cost of the government mandated costs of the ACA are liars is something I am not prepared to do. I'll leave that to you and others.

I pay taxes (ect) for a lot of things that I do not participate in or benefit from. This does not mean that they do not have an effect on me if the costs continue to rise.   

[oncemoreuntothejimbreech]

(10-27-2016, 12:52 AM)bfine32 Wrote: I do not have a problem (tremendous or otherwise) with any of those.

Ex-*****-actly.

Quote:But to suggest that those (and their employers) who are experiencing an increase in premiums and a decrease in coverage to cover the cost of the government mandated costs of the ACA are liars is something I am not prepared to do. I'll leave that to you and others.

Where did Trump complain about any of that?  Since you don't like to answer questions, I'll answer that one first. He didn't. That's too much detail for a Trump answer. He can't be more specific than a generic "tremendous problem" for "all" of his employees. It's nothing more than bullshit rhetoric.  If Trump were asked to pick out a single employee who had a tremendous problem with Obamacare he couldn't do it. 

If you had paid attention while reading the excerpt I posted you would have noticed Trump himself answered my question. 

"Asked by a reporter after the event whether his employees have health care coverage through Obamacare, Trump replied: 'Some of them. Most of them, no.'"


"Most" of his employees don't even have Obamacare. You admitted you don't have a tremendous problem with it. I don't have a tremendous problem with it. Sunset and his wife don't have a tremendous problem with it. The company I work for doesn't have a tremendous problem with it. The company I worked for before a change in ownership didn't have a tremendous problem with it. Unlike you, Sunset, and Trump; I actually care for patients and deal with their insurance every week. I can tell you I have seen less than half a dozen people with a tremendous problem with Obamacare. I have approximately 5000 patient encounters per year. The only ones who I've seen with a tremendous problem have been in the states who didn't expand Medicaid coverage. So they are too poor to afford insurance and the very little they earn annually (less than I earn in 2 months) disqualifies them for Medicaid. 


It isn't that you aren't prepared to call Trump a liar, but rather you aren't intellectually equipped to spot the bullshit. I blame god for making you that way. 

Quote:I pay taxes (ect) for a lot of things that I do not participate in or benefit from. This does not mean that they do not have an effect on me if the costs continue to rise.   

Trump didn't say "all" his employees were affected by Obamacare. He said they all had a "tremendous problem" with it. As much as you complain about words and word usage you don't need me to explain the difference. 

Once again, rising premiums, deductibles, co-pays, etc combined with increasing employee contributions caused by decreasing employer contributions all started decades before Obamacare. 

I think it is hysterical to see the rah, rah capitalism crowd whine when capitalism bites them in the ass. We need less government interference in business so the capitalists can do what capitalists do, but when capitalists do what capitalists do to ME then the government needs to do something about these capitalists charging me for insurance, medical services, prescriptions, etc, etc. 

You should probably stick with your tactic of ignoring me. That was working out for you much better. Along with not defending Trump. Again.